Privacy Policy

Privacy Policy

Introduction

Welcome to https://pcp-overpayment-calculator.dreamdwellings.net (hereafter referred to as “the Company,” “we,” or “us”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy explains how we collect, utilize, and safeguard information about our users in compliance with various global privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA) and California Consumer Privacy Rights Act (CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales Practice Act (UCPA)
  • Connecticut’s Connecticut Transactional Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Please note that this Privacy Policy does not extend to third-party websites, applications, or services accessed through links on our site. These entities have their own privacy policies governing data collection and usage, and we encourage you to review them before providing any personal information.

Processing Activities

This policy outlines our practices regarding the following interactions:

  1. Authorized User Activities: When you use our applications and services as an authorized user, we collect and process data necessary for service provision and improvement.
  2. Website Visits: If you visit our websites linked to this Privacy Policy, your interaction with us may result in data collection as described herein.
  3. Communications: We may communicate with you via various channels, including email, phone calls, or text messages (SMS), for purposes such as newsletters, service updates, and marketing, subject to your consent.

Personal Data Collection

We collect a range of personal data, categorized as follows:

  1. Account Information: This includes usernames, passwords, and other details required for account creation and management.
  2. Payment Information: We process data related to transactions, including payment method details, billing addresses, and order history.
  3. Financial Information: We may collect financial records or bank account information for billing and service customization.
  4. Purchase Information: Data about products or services you’ve purchased from us, including quantities and purchase dates.
  5. Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device IDs, and location data.
  6. Location Data: Information about your physical location when using our location-based services.
  7. Feedback: Comments, reviews, and responses provided by users to enhance our services.
  8. Social Media Information: If you choose to connect our services with social media accounts, we may collect data from these platforms.
  9. Product Information: Details about products or services that interest you, including preferences and interaction history.

We obtain this data through direct user input, automated systems (like cookies), and third-party service providers who assist in data collection and processing, each operating under their own privacy guidelines.

Cookies

We utilize cookies to enhance your experience on our site and for analytics purposes:

  • Strictly Necessary Cookies: Ensure basic functionalities of our website and applications.
  • Preference Cookies: Remember user preferences and settings to personalize content.
  • Analytics Cookies: Track aggregated data about website usage to improve our services.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control non-essential cookies.

Retention and Deletion

We retain personal data for the duration required by law or for legitimate business purposes. Once the retention period expires, we securely delete or anonymize the data to prevent direct identification.

Your Rights (Subject to Local Laws)

Depending on your location, you may have various rights regarding your personal data:

  • Access: Request access to the personal data we hold about you.
  • Rectification: Ask for corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): Demand the deletion of your personal data under certain circumstances.
  • Restriction: Limit the use of your data in specific situations.
  • Portability: Receive your personal data in a structured, commonly used format and transfer it to another controller.
  • Objection: Object to the processing of your data for specific purposes.
  • Non-Discrimination: Be free from discrimination when exercising your data rights.

To exercise these rights or lodge complaints, please contact our Data Privacy Team using the details provided below.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page, and we encourage you to review it periodically for the latest information.

Contact Information

For any inquiries, unsubscribe requests, data-related questions, or to exercise your rights under applicable privacy laws:

Email: [email protected]

Mailing Address: [Provide Company’s Physical Address]

We are committed to handling your personal data with the utmost care and transparency. Thank you for choosing our services.